The Step-by-Step Home Buying Process

By Nick Witchel, Licensed Georgia Real Estate Agent
Category: Home Buying, First-Time Buyers

Buying a Home Doesn’t Have to Be Overwhelming

For many first-time buyers, the process can feel confusing. But when you break it down, it’s not just doable, it’s empowering. Here's a step-by-step look at what to expect when buying a home, especially here in Georgia.

1. Get Pre-Approved

Before touring homes, meet with a trusted lender to get pre-approved. This helps you understand your budget and shows sellers you're serious. (I'm happy to recommend a few lenders.)

2. Partner with a Real Estate Agent

A great agent helps you find the right home, negotiates on your behalf, and guides you through every step with confidence. (I’d be honored to help you here in Savannah.)

3. Start Your Home Search

This is the fun part. we'll schedule showings, look at homes that fit your needs, and compare properties based on price, condition, location, and lifestyle.

4. Make an Offer

Once you find “the one,” we’ll put together a smart offer and present it to the seller. We’ll also review contingencies like inspections and financing terms.

5. Due Diligence + Inspections

Once under contract, you’ll have time to complete inspections, check permits, review HOA docs, and confirm the home is the right fit.

6. Finalize Your Loan

You’ll work with your lender to finalize the mortgage. Try not to make big purchases or move money around, this can affect your approval!

7. Appraisal + Final Walkthrough

The lender orders an appraisal, and you’ll complete a final walkthrough before closing to ensure the home is in the expected condition.

8. Closing Day

We meet at the attorney’s office to sign paperwork. You’ll bring your ID, closing funds, and after signatures 🎉 you’re officially a homeowner!

Final Thoughts

This may be one of the biggest purchases of your life, but it doesn’t have to be the most stressful. When you follow the steps, ask questions, and work with someone who knows the local market, you’ll feel prepared and confident.

Whether it’s your first home or your fifth, every transaction is different, and so is every buyer. Some move fast. Others need time. Some know exactly what they want. Others figure it out as they go. No matter where you’re starting, the key is having the right plan and a trusted guide by your side.

Buying a home isn’t just about finding the right house, it’s about building a future you believe in. A place to settle in, start fresh, or simply call your own. And when done right, it’s a process that not only gets you the keys, but strengthens your confidence along the way.

If you’re not sure where to start or you’ve been putting it off, let’s talk. There’s no pressure, no sales pitch. Just a conversation to help you get clear on what’s next.

Have Questions About Buying a Home?

I help first-time and repeat buyers and sellers all over the Savannah area, and I’d love to help you, too!

Call or text: 912-438-9268
Email: [email protected]
Learn more: nickwitchel.com

Broker: Salt Marsh Realty
Phone: 912-298-0776

All real estate services provided in accordance with Georgia Real Estate Commission (GREC) rules and licensing standards.